How to safeguard our personal and financial data?

All people should cooperate between each other to prevent reveal our own or consumer personal and financial data.

Internet is a public network of nearly 50,000 networks connecting millions of computers throughout the world. When we register to become a member of this website, we need to fill in some personal information.

The information is including name, date of birth, gender, address, telephone, e-mail address, occupation and interests. “Personal Financial Information” means any record containing a customer of a financial institution, whether in paper, electronic, or another form, that is handled by behalf of the institution or its affiliates.

If online purchase, the company will record consumer information records such as names, addresses, phone numbers, bank and credit card account numbers and et-cetera. Is it security to protect consumer avoid embezzled by other people?

Here are a few approaches on how to safeguard our personal and financial data:

(i) Do not reveal any personal information or particularly passwords to anyone. After using any of the Financial Data Center or member services, must remember to log out properly before leaving the Financial Data Center.

(ii) Install antispyware and antivirus software. Symantec, Norton and Avg antivirus are popular software use by computer users.Its clean computer and protect personal information, financial data and etc.

(iii) Web owner can use access control mechanism which limits actions that can be performed by an authenticated person or group. It determines who can use the network resource and what resource can be used.

(iv) Pay attention when using an ATM and keep your eyes peeled for anyone who seems a little too interested in your transactions. Use your free hand to shield the keypad when entering your PIN. Besides that, banker can add on fingerprint scanning on ATM machine.

(v) Review your monthly statements. Like flossing your teeth, this is a simple thing you can do to ward off calamity, yet it's surprising how many folks neglect to do it. Not only will reviewing your monthly statements alert you to possible fraudulent charges, you may also find legitimate charges for services that are either redundant or no longer necessary. For example, a close friend of mine realized she had been paying for two AAA memberships, one under her maiden name and one under her married name -- for four years! Lesson learned.

(vi) Protect your computer's security. Use as many tools as you can (anti-virus software, spyware, firewalls, and passwords) to guard your computer information from the nefarious. Failing to protect your computer is just as bad as leaving your door unlocked, your windows wide open, and a sign on the mat, saying, "Burglars, come on in."

(vii) Use a credit card with a small limit for mail-order and online purchases. It's all too easy for a dishonest sales clerk to use your credit card information. If the card you use for these purchases has a low credit limit, at least thieves won't be able to rack up many bills before hitting a wall.

(viii) Choose your PIN wisely. While you want to choose something you'll remember, you don't want it to be something that a clever thief could figure out just by learning your birth date or your child's name. A combination of uppercase and lowercase letters, numbers, and symbols will offer you more security.